lynn
Senior Travel Member
Posts: 59
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Post by lynn on Apr 9, 2004 15:34:31 GMT -5
I read here somewhere that the ATM machines in Europe don't give out receipts. Is that true? That's crazy..how do you keep track of what you have left???
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Post by Kim on Apr 9, 2004 17:12:44 GMT -5
Most of the time they do, but your balance will be in whatever currency of the country you are in.
Sometimes they are out of the reciept paper, just like anywhere I guess.
I suggest signing up for online banking with your bank - we found that really helpful.
Kim
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Post by LHR02 on Apr 9, 2004 17:31:25 GMT -5
What sort of receipt are you referring to? One that itemizes the transaction you just performed...i.e amount withdrawn from what account, or as Kim is implying one that shows that transaction as well as your current balance in that account? I honestly can not remember ever, ever having a current balance show on any receipt I got...but I did always get a receipt showing what I had just done on that machine regarding withdrawal...some only showed for example 100 euros, some showed 100 euros with the appropriate US dollar conversion. Never a balance though. For that I had to find a computer and get online to my bank.
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Post by jennifer on Apr 9, 2004 19:03:05 GMT -5
Hi! The atm's mostly always give you a receipt but it only states the amount you withdrew and the fees if this atm charges you. In 2 months of withdrawing every 2-3 days, I not once got my balance on a receipt. For that I had to call home, you can check it on the internet though!
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Post by Lynn on Apr 9, 2004 19:23:21 GMT -5
thanks everyone! One more question, when you check your account online (online banking) will the transactions that were done in Europe show online in American dollars? I'm from the U.S. thanks
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Post by LHR02 on Apr 9, 2004 19:36:44 GMT -5
Each bank could be different I know...in 4 years I have used 3 different ones...all still active accounts, just depended on which one I had the funds in at the time. ;D 2 of the 3 showed me withing 12 hours at most the 'total amount' withdrawn in US dollars, one of them took a couple of days for the correct conversion to show. But I would say normally within 36 hours tops you should see an accurate accouting...and actually would be most surprised if it took that long these days. Just make sure you are signed up for 'on-line' with your bank. Cyber cafes are plentiful and as long as you have correct info to access your bank records this is a simple, no worry thing! I always hung on to my reciepts until it showed up on my online statement...once there I normally just tore and tossed them...maybe not the safest thing to do, but once it posted to my account online I considered it 'verified' and had no further need of hundreds of receipts. Added to say, while Jennifer may have had fees assigned, in 8 1/2 months over the past 3 years I have yet to ever be charged a fee BY an ATM overseas. Any fees are solely those charged by your stateside bank...in my experience. (And as has been covered before, if your bank is going to charge you a fee...you need to be looking for another bank that won't...there are many of them!)
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Post by me on Jun 22, 2004 1:21:13 GMT -5
idon'tknow... i've never had the guts to do any on-line banking from a cybercafe.
knowing that a computer is very good at recording stuff, who's to say that no one's put a spybot of some kind that might record the keystrokes for my account info & password?
paranoid, admitedly,
- d
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Post by Kim on Jun 22, 2004 9:54:33 GMT -5
I don't ever solely count on internet banking due to the fact that most of the time, you will require a secure browser in order to access it.
We found a good number computers didn't have one - once and a while they would let you download one but they aren't big on downloads due to viruses etc.
When it worked, it was great though.
Remember to always log out of your account though, don't just use the window to do something else. It's also not a bad idea to clear the temp files and cookies as well, although I have to say I never did.
I also had my bank card number memorized as it's a lot less noticable than if you are taking out your card and punching in the numbers, which lets people know you are doing something to do with your bank account.
Kim
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Post by Lynn on Jun 23, 2004 12:43:05 GMT -5
This is very good advice. I won't be checking my bank account in any cybercafe or from any other computer in Europe. I will have someone from home check it for me...thanks!
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